FAQ 2018-01-19T14:05:21+00:00

 

FAQ

What is my borrowing capacity?

The amount you can borrow, commonly known as your borrowing capacity or borrowing power, will differ from lender to lender. When you contact the team at Harbourside Mortgage and Finance Brokers we will give you an indicative idea of how much you can borrow from various Lenders.. Here at Harbourside we  can give you a complete individual assessment of your financial  situation.

How do I know which home loan suits my needs?

The team at Harbourside Mortgage and Finance Brokers have over 40 years experience in the Home Loan market. We have over 30 lenders and hundreds of products to chose from. Let us do the hard work for you in choosing the right loan option.

Does the deposit required to purchase a home vary from Bank To Bank?

The deposit required from each financial institution depends on the sort of loan and can vary anywhere from a 2% deposit with Keystart and up to a 10% deposit from various lenders. Some lenders will require a 5% deposit if you are an existing customer of that lenders. It also depends on wheather you are seeking a Home loan for a Home to live in or a loan for an Investment property. The team at Harbourside Mortgage and Finance Brokers are available 7 days a week to assist you through the deposit options  and all of your Finance needs.

Did you know that we  can also help you with

Commercial
Finance

Pre-Approvals
First Home Buyers
Equity Release
Refinancing & Debt Consolidation
Construction Loans
Bridging Loans

Loan
Protection

Pre-Approvals
First Home Buyers
Equity Release
Refinancing & Debt Consolidation
Construction Loans
Bridging Loans

Personal
Loans

Pre-Approvals
First Home Buyers
Equity Release
Refinancing & Debt Consolidation
Construction Loans
Bridging Loans

Insurance and
Mortgages

Pre-Approvals
First Home Buyers
Equity Release
Refinancing & Debt Consolidation
Construction Loans
Bridging Loans